J.D. Byrider

Credit problems are nothing new. Ever since the concept of “buying on time” was introduced, there have been people who have had trouble making their payments. The result is that those who “on credit” end up imposing a finance charge- interest on the unpaid balance. As more and more people developed sloppy payment habits, the sellers (or lenders) were forced to raise the interest rates they charged. Interest became a function of risk. The higher the risk, the higher the interest rate. Systems and regulations were put in place to monitor the amount of interest that was fair and to track consumers’ rick factor based on their payment history.

Even with credit problems, consumers need transportation. Banks, credit unions, auto manufacturers and other traditional lenders have avoided the higher risk markets and have not been wiling to finance those with credit problems. Thus, the “buy here pay here” industry was born. Thousands of independent dealers opened lots across the country at which consumers could purchase a used car and get financed at a higher interest rate. For many, buy here pay here car lots have been their road back to a promising financial future.

When choosing a buy here pay here car dealer, look at these key things:

1. Better quality cars that have undergone a comprehensive inspection and are backed by a warranty.

2. A dealer who is willing to analyze your financial situation and help establish a budget and an affordable payment.

3. A company that’s willing to stand behind the vehicles it sells by providing service protection programs and affordable service after the sale.

J.D. Byrider specializes in providing good cars for people who need credit. After 20 years in the business, we’ve sold nearly 900,000 vehicles across the country. And we’ve focused on taking care of our customers to the point where we now have a Sales Satisfaction rating of 96% and a Service Satisfaction rating of 90%… we think those are the highest in the industry! Check out what our customers have to say at JDBFacts.com.

If you need a good car and financing, log on to GOJDB.com and apply from the comfort and privacy of your computer. We don’t rely on outside banks for approval of your financing so you could be driving the same day you apply.

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In much of the United States, winter weather conditions can have an impact on your car’s performance, and on the way it should be driven. If you live in a part of the country that’s impacted by winter weather, or if you plan to travel there, start with preparing your vehicle properly.

Make sure your heating and cooling system is working properly. Have your radiator drained, flushed and topped off with fresh coolant/antifreeze. Have your oil and oil filter changed. Have your air filter changed. Have your battery tested and replace it if necessary. Have your alternator and all belts checked.

Make sure your tires have plenty of tread and are properly inflated. Also, check to make sure your wheels are properly balanced and aligned. While you’re checking your tires, locate your spare, as well as your jack. You should also make sure you have roadside emergency kit.

It’s always a good idea to carry a special winter travel safety kit that includes a cell phone, an ice scraper and brush, cat litter (for use as a traction aid), blankets, a good flashlight, a candle, matches, a good book, a portable weather radio and a can of lock de-icer – don’t use hot water on glass or locks as it can refreeze and create a bigger problem.

When driving in snowy conditions, slow down. A good rule of thumb is to reduce speed by 50 percent. But, don’t slow down too much – your vehicle needs momentum to carry it through snow on grades. Keep a light touch on the controls. Smooth operation is the key to keeping control in slippery situations. Nervousness can lead to a hard clench of the steering wheel, which can result in loss of control. Consciously loosen your grasp or stretch out your fingers from time to time to help prevent that white-knuckled grip.

Know how to recover from skids. When braking on a slippery road, it’s all too easy to “lock up” your wheels by stepping on the brakes a little too hard. If you start to skid, steer the vehicle gently in the direction you want the front of your vehicle to go and don’t touch your brakes. This used to be called “turning into the skid,” but tests have shown that drivers often misinterpret these words in real-life situations.

If you get stuck, stay in your vehicle. Stay warm and wait for assistance. Make sure that your exhaust pipe is clear of any obstructions, including snow and ice; if you don’t, carbon monoxide gas can build up inside the vehicle.

If you’re planning a longer trip, make sure you know your route and keep abreast of the weather conditions. Also, eat enough food and drink plenty of water. Take extra food and water along.

J.D. Byrider is the nation’s largest used car franchise company, with dealerships across the country. The company is celebrating its 20th anniversary this year and attributes much of its success to focusing on customer satisfaction. In fact, according to JDBFacts, Byrider’s Sales Satisfaction Rating is 96%, and its Service Satisfaction Rating is 90%.

J.D. Byrider provides quality service, performed by skilled technicians, to its customers only. J.D. Byrider recommends that all of its customers take care of their vehicles by having them serviced regularly, and encourages them to prepare their cars for the upcoming winter.

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If you have poor credit (or no credit, for that fact), but you need a vehicle to get to work, you should look for a way to finance a good used car. Buying a used vehicle on credit can be a very smart move because it can allow you to get to work to earn the money you need to live. And, it can allow you to establish a history of making payments on time. That, along with steady payment of all of your bills (such as utilities, rent, phone, credit cards, etc.) can result in improving your credit score.

But, buying a used car can be difficult because the shopping experience is different from that of a new car. With new cars, you’re not usually questioning the condition of the vehicle. After all, they’re NEW. But, if you have poor credit and can’t pay cash for that new car, your shopping choices can be limited. Although, you should realize that you do still have choices.

If you simply want transportation, you can simply pay cash for an inexpensive vehicle. But that won’t help in improving your credit rating. You could visit any one of a number of dealerships that specialize in financing people with less-than-perfect credit. Be careful when dealing with these establishments. They all charge a higher interest rate for their financing, so you should thoroughly check out the kind of program they offer.

Basically, “buy here, pay here” dealers sell used cars to people who cannot get financing at new car dealerships.  Even though you might be one of those “credit-challenged” people, you should still check out the dealer thoroughly. Make sure you’re able to discern the condition of the vehicle in which you’re interested. Cars in good condition are of higher value than cheaper ones. And, if you’re fortunate enough to find one in good condition, you can be just as satisfied as if you bought a new car.

If you’re looking to buy a good used car with confidence, you should check out J.D. Byrider because they specialize in selling good cars to people who need credit. After 20 years in business, Byrider has sold nearly 900,000 vehicles. They’ve kept tabs on what vehicles to buy so they can provide their customers with dependable vehicles.

Every vehicle undergoes a Comprehensive Inspection and is backed by a limited warranty. Additionally, J.D. Byrider Service Departments provide assistance by skilled, trained technicians to Byrider customers only.

Additionally, all payments are reported to the three major credit bureaus. That is extremely important because, by sticking to the affordable budget and making payments on time, customers can actually see their credit rating improve and, perhaps, find themselves in the position to purchase a new car the next time they’re in the market!

J.D. Byrider was founded in 1989 to provide a program that exceeds the customer’s expectations and maximizes their opportunity for advancement. According to JDBFacts.com, where Byrider posts its Customer Satisfaction Ratings, the Sales Satisfaction Rating is 96% and the Service Satisfaction Rating is 90%.

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Carmel, Indiana- Yesterday, JD Byrider Kart Racing Team Drivers Ron Petersen and Colton Aldridge piloted their JD Byrider / Tony Stewart Racing / Eldora Speedway sponsored 125cc TaG Kart to a fine 4th place finish in the “6th Annual Mazda Robo-Pong 200 Presented by Bridgestone” at Mark Dismore’s New Castle Motorsports Park. This race, commonly referred to as “The Indy 500 of Karting”, brings racers from all over the U.S. and several other countries to this central Indiana venue.

On Saturday in qualifying, against 46 other karts, Colton put the team in 6th position for the Sunday event. Colton started the race and avoided a first lap incident that damaged the karts of Dan Wheldon and Conor Daly.

Although the leader at the time pulled out to a nice lead, Colton raced bumper-to-bumper with 2nd and 3rd place drivers, IndyCar veterans Ed Carpenter and Jay Howard. At 54 laps, in 3rd position, the team made their first pit stop for fuel and a driver change. Ron drove the next segment and pitted at lap 101 in 4th place. Colton took over and got the team to 2nd behind Ed Carpenter at lap 109. Ron jumped back in at lap 150 with the team maintaining 2nd position through the pit stop. It was near the time of this pit stop when the kart developed a huge push in the corners. Ron struggled with the ill-handling kart and was forced to pit at lap 171 in 4th place with the front tires worn to the cords. After replacing the front tires, Colton took over and got back on the track in 5th place. The 4th place team pitted, moving Colton to 4th, and he passed the 3rd place team on lap 180.

By lap 193, with the handling issue slowing the kart, the 4th place team had caught and passed him. With 5th position well behind him, Colton cruised the last few laps and posted the 4th place finish, with the front tires, again, worn to the cords. Ed Carpenter and his teammate posted a flawless race to take the win by 2 laps.

After the race, during the engine teardown in tech inspection, the team discovered that the chassis of the kart had broken under the seat, causing the evil handling of the kart. Despite the problem, the team was very happy with the results and $2,500 4th place purse. Also, for the 5th consecutive year, in a race that is brutally hard on equipment, the JD Byrider Team Kart has not only been running at the end, but finished “in-the-money”.

For additional Mazda Robo-Pong 200 information, checkout the Ekartingnews race recap and results at ekartingnews or New Castle Raceway.

For the last 20 years, J.D. Byrider has provided good used cars for over 800,000 customers who needed help with financing.  They offer a wide selection of better used vehicles and can also provide financing for those with not-so-perfect credit.  J.D. Byrider provides service to its customers in Service Departments staffed by skilled, trained technicians. Visit one of their 127 used car dealerships across the U.S., or log on to GoJDB.com to apply for financing fast and easy.

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Tony Stewart won his own dirt-track charity race in dominating fashion on Wednesday, September 9.  Stewart overtook Kenny Wallace on the 13th lap and never looked back to capture the Gillette Young Guns Prelude to a Dream for the second year in a row.

Joey Logano had some trouble with his #20 Home Depot car, so he jumped into the #14 J.D. Byrider car (as shown below) in which Stewart had won a feature earlier in the year at Paducah, Kentucky.

The race, which drew more than 23,000 fans to Eldora, was broadcast live on HBO Pay-Per-View® with proceeds from the telecast supporting four military-themed charities – Wounded Warrior Project, Intrepid Fallen Heroes Fund, Operation Homefront and Fisher House. Each has a mission that outlines assistance to the courageous men and women who serve their country and need additional support both during and after their time of service.

“All these drivers who took time out of their schedule to come to Eldora – not once, but twice – I just can’t thank them enough for what they’ve done,” said Stewart, owner of Eldora Speedway.  “That’s what this race is about. We all get to have fun and drive dirt cars, but it’s a lot deeper and bigger cause than that.”

J.D. Byrider, who celebrates 20 years in the used car business this year, has been a sponsor of Tony Stewart Racing for 12 years. Byrider has also been involved with Tony Stewart’s World of Outlaws Sprint cars since 2001.

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With this weekend’s World of Outlaws (WoO) third annual Oil City Cup comes another opportunity for Tony Stewart Racing’s (TSR) Kraig Kinser. The 24-year-old Kinser is in the midst of his second season driving the TSR No. 20 Bass Pro Shops/Chevy/J.D. Byrider Maxim, and both of his WoO wins in the car came 46 degrees north of the equator or higher. This weekend’s stop at Castrol Raceway in Edmonton, Alberta, marks the northernmost stop on the WoO odyssey this season.

Kinser will compete at the track both Friday and Saturday. Kinser and the Bass Pro Shops team have completed 50 nights of racing on the Outlaws 2009 schedule. The Mooresville, N.C., resident has scored nine top-five finishes and 25 top-10s. He currently ranks ninth in the WoO Sprint Series championship standings with 6,171 points.

Friday at Castrol, the pit gates open at 2 p.m. MDT and grandstands open at 4 p.m. Saturday, the pit gates and grandstands open at 2 p.m. Hot laps are scheduled to begin at 6 p.m. both nights. For more information on the event, visit Castrol Raceway. Race fans unable to attend this weekend’s races can catch all of the action on DIRTVision.

J.D. Byrider, who celebrates 20 years in the used car business this year, has been a sponsor of Tony Stewart Racing for 12 years. Byrider has also been involved with Tony Stewart’s World of Outlaws Sprint cars since 2001.

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This week, Tony Stewart Racing’s (TSR) Kraig Kinser and the rest of the Outlaw competitors resume the nightly grind of competing on dirt tracks across North America with a pair of races in North Dakota.

On Friday night, Kinser will race TSR’s No. 20 J.D. Byrider Maxim at River Cities Speedway in Grand Forks, N.D. The following night, he’ll make his second career appearance at Dacotah Speedway in Mandan, N.D. He currently ranks ninth in the WoO Sprint Series championship standings.

For both Friday at River Cities and Saturday at Dacotah, the pit gates open at 2 p.m. CDT and grandstands open at 4 p.m. Find out more about the River Cities event or the Dacotah event.

Race fans unable to attend this weekend’s races can catch all of the action on DIRTVision.

J.D. Byrider, who celebrates 20 years in the used car business this year, has been a sponsor of Tony Stewart Racing for 12 years. Byrider has also been involved with Tony Stewart’s World of Outlaws Sprint cars since 2001.

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Ryan Newman, 2008 Daytona 500 Winner, competed last night at the J.D. Byrider 100 at O’Reilly Raceway Park in Indianapolis, Ind.

Jim England, president of J.D. Byrider Advertising Group, Inc., said “I’m so happy that our relationship with Tony Stewart and Tony Stewart Racing has paved the way for us to sponsor the J.D. Byrider 100.”

“Ryan has participated in this event for several years now, and this year it’s great to cheer him on as a member of Stewart-Hass Racing.”

J.D. Byrider, who celebrates 20 years of business this year, has been a sponsor of Tony Stewart Racing for 12 years. Byrider has also been involved with Tony Stewart’s World of Outlaws Sprint cars since 2001.

J.D. Byrider is the nation’s largest used car franchise, specializing in good cars for people who need credit. With over 800,000 vehicles sold, Byrider should be a definite addition to the shopping list of people who find themselves with less than perfect credit. Consumers can apply for financing on line at www.GoJDB.com.

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On June 3, J.D. Byrider will sponsor the Fifth Annual “Prelude to the Dream” at Eldora Speedway in Rossburg, Ohio. This all-star dirt Late Model race benefits four military-themed charities: Wounded Warrior Project, Intrepid Fallen Heroes Fund, Operation Homefront, Fisher House with proceeds helping severely injured military personnel or fallen heroes and their families.

Racing fans can watch icons like Tony Stewart, Ryan Newman, Kyle Busch, Jeff Gordon, Jimmie Johnson, Carl Edwards, Kevin Harvick, Kasey Kahne, Matt Kenseth, Denny Hamlin, Clint Bowyer and more at Prelude to the Dream.

The live, commercial-free broadcast will begin at 7 PM ET/ 4 P PT. Visit HBO to order this Pay Per View event.

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These days many people have found themselves in a new position — that of not qualifying for financing for the vehicle they need. A year ago, a credit score of 600 should have gotten you approved for many new vehicles…and most used cars. Now, you’ll probably find that door closed at the new car dealerships. So, you’re considering buying a used vehicle. Approval for financing in the used car world has gotten tougher, too.

If you’re truly credit-challenged, you’ll be looking at buy here pay here dealerships. There’s nothing wrong with that. Especially if you look at J.D. Byrider. We’ve been around for 20 years and have sold over 800,000 vehicles. We specialize in good cars, fast credit, and taking care of our customers. Every month, we survey 10,000 customers on their sales and service experience at J.D. Byrider. The results: our Sales Satisfaction rating is 95%. And our Service Satisfaction is nearly 90%. Check out our results on JDBFacts.com

If you’re tired of the “runaround”, just get to J.D. Byrider. You can apply for financing fast (about 3 minutes) on line at GoJDB.com.

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