J.D. Byrider

With the changes in the economy over the past 18 months, many people with credit scored in the 600-700 range have found themselves unable to qualify for financing for a new vehicle. In fact, many banks, credit unions or other lending institutions won’t even approve a used car loan for consumers in that credit score range.

The Buy Here Pay Here segment of the auto industry is used to working with consumers who have credit problems or lower credit scores. At a buy here pay here dealer consumers may find a good used vehicle and a dealer who willing to finance them, even if they’ve had credit problems.

J.D. Byrider is the largest used car sales and franchise company in the country and we’ve matched nearly 900,000 people with the vehicles and financing they need. Unlike most buy here pay here dealers, we provide a comprehensive inspection and limited warranty on every vehicle we sell. And, we back those vehicles with reports from Carfax® or Experian Auto Check® and service from our skilled, professional technicians.

Most of our dealers are now offering newer models of good used cars at affordable payments – payments that are based on the individual customer’s personal finances and budget. And, we assign a personal program consultant to each customer to help them stay on track on their way back to improving their financial picture.

If you’re looking for financing for a vehicle, but you have bad credit, look at J.D. Byrider. Apply on line at GoJDB.com or call 1-800-976-CALL.

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It’s not easy to find a car company that will finance an automobile for you when you have bad credit. That’s where J.D. Byrider comes in. We offer customers that need help getting financing with the opportunity to buy a high-quality used car on credit. The car and financing can help you advance in life by getting to a job and building credit for your future.

One of our goals is to have the highest satisfaction rates in sales and service, which has led to a large number of repeat customers and referrals. To make sure customers are satisfied with their purchase or service at J.D. Byrider, we follow-up with every customer for feedback on their experience. Each review, whether positive, negative or neutral is posted on our site, JDBFacts.com. Below is a recent review from a J.D. Byrider customer.

“Texas: I own a 2001 MITSUBISHI GALANT. The salesperson I had was Pete and he was great when it came to the customer service. I was approved for the car the same day as the purchase. My car is doing perfect for me today. The car was in good condition and clean when I received it. Overall I would rate my experience with JD Byrider positive.”

J.D. Byrider has been in business for over 20 years and has sold nearly 900,000 vehicles across the country. Every J.D. Byrider vehicle undergoes a comprehensive inspection and comes with a limited warranty at no extra charge. Our extended service contracts and warranties provide additional peace of mind. With parts and labor charges that are among the lowest in the neighborhood, the J.D. Byrider program provides over $4000 of additional value with its vehicles.

Please visit JDByrider.com and complete an Online Application to finance a quality used car of you own.

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If you have poor credit (or no credit, for that fact), but you need a vehicle to get to work, you should look for a way to finance a good used car. Buying a used vehicle on credit can be a very smart move because it can allow you to get to work to earn the money you need to live. And, it can allow you to establish a history of making payments on time. That, along with steady payment of all of your bills (such as utilities, rent, phone, credit cards, etc.) can result in improving your credit score.

But, buying a used car can be difficult because the shopping experience is different from that of a new car. With new cars, you’re not usually questioning the condition of the vehicle. After all, they’re NEW. But, if you have poor credit and can’t pay cash for that new car, your shopping choices can be limited. Although, you should realize that you do still have choices.

If you simply want transportation, you can simply pay cash for an inexpensive vehicle. But that won’t help in improving your credit rating. You could visit any one of a number of dealerships that specialize in financing people with less-than-perfect credit. Be careful when dealing with these establishments. They all charge a higher interest rate for their financing, so you should thoroughly check out the kind of program they offer.

Basically, “buy here, pay here” dealers sell used cars to people who cannot get financing at new car dealerships.  Even though you might be one of those “credit-challenged” people, you should still check out the dealer thoroughly. Make sure you’re able to discern the condition of the vehicle in which you’re interested. Cars in good condition are of higher value than cheaper ones. And, if you’re fortunate enough to find one in good condition, you can be just as satisfied as if you bought a new car.

If you’re looking to buy a good used car with confidence, you should check out J.D. Byrider because they specialize in selling good cars to people who need credit. After 20 years in business, Byrider has sold nearly 900,000 vehicles. They’ve kept tabs on what vehicles to buy so they can provide their customers with dependable vehicles.

Every vehicle undergoes a Comprehensive Inspection and is backed by a limited warranty. Additionally, J.D. Byrider Service Departments provide assistance by skilled, trained technicians to Byrider customers only.

Additionally, all payments are reported to the three major credit bureaus. That is extremely important because, by sticking to the affordable budget and making payments on time, customers can actually see their credit rating improve and, perhaps, find themselves in the position to purchase a new car the next time they’re in the market!

J.D. Byrider was founded in 1989 to provide a program that exceeds the customer’s expectations and maximizes their opportunity for advancement. According to JDBFacts.com, where Byrider posts its Customer Satisfaction Ratings, the Sales Satisfaction Rating is 96% and the Service Satisfaction Rating is 90%.

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On March 17, J.D. Byrider opened a new used car dealership in Charleston, SC. The local outlet at 7053 Rivers Ave opened with 40 vehicles in stock which can be viewed as customers drive by the showroom. Hours are 9 a.m- 7 p.m. Monday-Friday and 9 a.m. – 6 p.m. on Saturday. J.D Byrider has 134 used car stores nationwide that help people with bad credit obtain loans and a reliable used car.

To read the local press announcement for the dealership, visit http://www.postandcourier.com/news/2009/may/16/jdbyrider/

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These days many people have found themselves in a new position — that of not qualifying for financing for the vehicle they need. A year ago, a credit score of 600 should have gotten you approved for many new vehicles…and most used cars. Now, you’ll probably find that door closed at the new car dealerships. So, you’re considering buying a used vehicle. Approval for financing in the used car world has gotten tougher, too.

If you’re truly credit-challenged, you’ll be looking at buy here pay here dealerships. There’s nothing wrong with that. Especially if you look at J.D. Byrider. We’ve been around for 20 years and have sold over 800,000 vehicles. We specialize in good cars, fast credit, and taking care of our customers. Every month, we survey 10,000 customers on their sales and service experience at J.D. Byrider. The results: our Sales Satisfaction rating is 95%. And our Service Satisfaction is nearly 90%. Check out our results on JDBFacts.com

If you’re tired of the “runaround”, just get to J.D. Byrider. You can apply for financing fast (about 3 minutes) on line at GoJDB.com.

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Recently, we noted that used car websites have seen an increase in traffic and observed that used cars are generally a better bargain for several reasons, including these:

•    Used cars don’t lose their value at the rapid rate new cars depreciate.
•    The price of used vehicles is generally lower than new car costs.
•    Insurance premiums are usually more affordable for used cars.

According to this recent article, the current economic downturn caused an uptick in used car sales for another reason: credit availability. As you’ve no doubt heard in the news, the present economic crisis was caused in part by widespread unavailability of credit in many market sectors. It’s much tougher these days to get traditional bank financing for a variety of necessary items, including homes and cars but J.D.Byrider is still financing people. This article features the story about our Las Vegas J.D. Byrider franchise and how their services are in high demand.

As the nation’s largest “buy here, pay here” franchise, J.D. Byrider offers financing when other car dealers don’t. We’re in business to provide good cars to people who need credit. That’s true when the economy is good as well as during challenging times. To apply for financing on line, please visit GoJDB.com.

Are you considering a quality used car purchase? If so, find out more about J.D. Byrider’s credit program. Visit us online to find the dealer nearest you.

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No matter how the economy is doing, having good credit is important. A good credit rating can save you tens of thousands of dollars when making a major purchase like a home. It can save hundreds of dollars over the term of a loan when you buy items like major appliances or furniture.

It can even affect your ability to get a job: Some employers check applicants’ credit history, using the information to make decisions on whether or not applicants can be trusted with expensive equipment or if the salary for the position is sufficient to cover the applicant’s debt obligations. Credit is important.

J.D. Byrider is the place if you’re in the market for a good used car and you need poor credit auto financing. We’ve helped many customers stabilize their financial situations, reporting their excellent payment history to the major credit bureaus. Contact us today if you need help getting back on the road.

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