Archive for the ‘Buying Used Cars’ Category

Buying a Used Car Can Help Improve Your Credit Score

If you have poor credit (or no credit, for that fact), but you need a vehicle to get to work, you should look for a way to finance a good used car. Buying a used vehicle on credit can be a very smart move because it can allow you to get to work to earn the money you need to live. And, it can allow you to establish a history of making payments on time. That, along with steady payment of all of your bills (such as utilities, rent, phone, credit cards, etc.) can result in improving your credit score.

But, buying a used car can be difficult because the shopping experience is different from that of a new car. With new cars, you’re not usually questioning the condition of the vehicle. After all, they’re NEW. But, if you have poor credit and can’t pay cash for that new car, your shopping choices can be limited. Although, you should realize that you do still have choices.

If you simply want transportation, you can simply pay cash for an inexpensive vehicle. But that won’t help in improving your credit rating. You could visit any one of a number of dealerships that specialize in financing people with less-than-perfect credit. Be careful when dealing with these establishments. They all charge a higher interest rate for their financing, so you should thoroughly check out the kind of program they offer.

Basically, “buy here, pay here” dealers sell used cars to people who cannot get financing at new car dealerships.  Even though you might be one of those “credit-challenged” people, you should still check out the dealer thoroughly. Make sure you’re able to discern the condition of the vehicle in which you’re interested. Cars in good condition are of higher value than cheaper ones. And, if you’re fortunate enough to find one in good condition, you can be just as satisfied as if you bought a new car.

If you’re looking to buy a good used car with confidence, you should check out J.D. Byrider because they specialize in selling good cars to people who need credit. After 20 years in business, Byrider has sold nearly 900,000 vehicles. They’ve kept tabs on what vehicles to buy so they can provide their customers with dependable vehicles.

Every vehicle undergoes a Comprehensive Inspection and is backed by a limited warranty. Additionally, J.D. Byrider Service Departments provide assistance by skilled, trained technicians to Byrider customers only.

Additionally, all payments are reported to the three major credit bureaus. That is extremely important because, by sticking to the affordable budget and making payments on time, customers can actually see their credit rating improve and, perhaps, find themselves in the position to purchase a new car the next time they’re in the market!

J.D. Byrider was founded in 1989 to provide a program that exceeds the customer’s expectations and maximizes their opportunity for advancement. According to JDBFacts.com, where Byrider posts its Customer Satisfaction Ratings, the Sales Satisfaction Rating is 96% and the Service Satisfaction Rating is 90%.

Posted by admin on November 2nd, 2009 1 Comment

An Alternative to Cash for Clunkers: A Quality Used Car and Trouble-Free Financing

Is the gas guzzler in your driveway costing you more than it’s worth? Did you get excited about the “Cash for Clunkers” program only to discover that credit problems could hold you back from qualifying?

If you’re in this situation, consider trading your vehicle to a company that can arrange financing for you.  For the last 20 years, J.D. Byrider has provided good used cars for over 800,000 customers who needed help with financing.  They offer a wide selection of better used vehicles and can also provide financing for those with not-so-perfect credit.  Don’t let credit issues stand in the way of trading your used car.

Learn more at jdbyrider.com and then visit one of their 127 locations across the U.S. with your vehicle.

Posted by admin on August 14th, 2009 1 Comment

Tips for Buying a Used Car

Purchasing a used car, especially from a buy here pay here dealership, can sometimes be tricky.  There are so many questions that you may have about each car you consider.  Where has the car been?  Will I be covered if something breaks?  Was this car ever in an accident?

J.D. Byrider is one of the largest used car dealerships in the U.S. that provides good cars for people who need credit, and we are here to help prepare you for purchasing a quality used car. We focus on matching our customers with better cars, affordable payments and a better car care program.

Tip 1.  Always Get an Inspection
There are many issues that arise with used cars that cannot be identified without an evaluation from a trained professional.  A thorough inspection can help you avoid a used car that may give you problems and cost more money than you expected.  At J.D. Byrider used car dealerships, we put each vehicle through a demanding, comprehensive inspection process.  On average, we spend about $1300 in reconditioning so that every used vehicle on our lot meets our Comprehensive Inspection standards, so you can be reassured that you are driving away in a quality used car.

Tip 2.  Look for Vehicles Backed by Warranties or Dealers Who Offer Extended Service Agreements
Even if you are confident that the used car is in great working condition, it’s still recommended to obtain a warranty that protects your investment.  Typical warranties will cover some of the major items on a used car, such as the engine and transmission, and many used car dealerships don’t offer a warranty at all.  When you purchase a used car from J.D. Byrider, every one of our cars is sold with a limited warranty and backed by our expert service departments, which are available exclusively to our customers.  Our technicians are highly skilled – most are ASE Certified – and we offer the lowest prices on parts and labor in the neighborhood.  We want to keep you satisfied and on the road with a reliable and quality used car.

Tip 3.  Check the Vehicle’s History
You want to be sure that the car you are buying doesn’t have costly hidden problems, such as flood damage, being in a severe accident, odometer fraud, and much more.  One of the easiest ways to do this is through a Carfax® or Experian® branded title check.  These reports can give you detailed information on the vehicle’s history that may impact your decision on whether or not to purchase a particular used car.  One of these reports can give you title information, flood damage history, accident history, odometer readings, number of owners, vehicle use (i.e. rental, taxi, etc.) and much more.  Every J.D. Byrider vehicle comes with a branded title check from Carfax ® or Experian AutoCheck®.

To learn more about purchasing a quality used car, please visit www.JDByrider.com, where we offer better cars than you’ll find at most buy here pay here dealerships.  We use our exclusive Byrider AutoTech Advantage database with detailed information about used car models and years to identify the most reliable used cars.  You can feel confident that you are getting a reliable used car with a company that has a great reputation and exclusive service to keep you on the road. After 20 years in business we’ve sold over 800,000 vehicles and now have a Customer Satisfaction Ratings of 95%* in Sales and 90%* in Service.

* Results of J.D. Byrider Dealer Services Customer Satisfaction Indexing Study, August 2008 – July 2009, rated sales satisfaction at 95% and service satisfaction at 90%. When we ask our customers how they were treated, at least 95% of them tell us their sales experience was positive and at least 90% of them said their service experience was positive.

Posted by admin on August 7th, 2009 7 Comments

Improve Your Credit with Used Car Financing

If you have poor credit and are looking to get your life back on track AND you’re in need of a vehicle, you might want to consider purchasing from a dealership that specializes in financing providing both cars and credit. The better “buy here pay here” dealers can offer you the start you need to get your life back on the road.

Your credit rating is comprised of a number of factors that include:
•    Your annual income
•    Time on the job
•    Time at the same address
•    Making all payments on time

J.D. Byrider is the nation’s largest used car franchise specializing in good cars for people who need credit. Byrider works with individuals to establish a budget that can allow prospective customers the chance to establish a payment plan they can afford, then reports on-time payments to the major credit bureaus. When approved, customers can purchase a vehicle that allows them to get to work and begin earning the money they need to live their lives. Program Consultants are assigned to each customer to help them adhere to their personal budget. This can provide the opportunity to improve their credit and move on with their lives.

Visit the J.D. Byrider website to view current inventory.

Posted by admin on June 29th, 2009 No Comments

Finding a reliable used car

Buying a used car can be a better bargain than new cars in many ways, particularly when it comes to price and depreciation. Used cars tend to be more affordable to insure as well. And, unlike in a new car showroom, it’s possible to buy a used car that’s fully loaded at a price comparable to a basic model.

But what about reliability? New cars aren’t perfect – some models have problems immediately upon release. But for many consumers, particularly those with no mechanical expertise, buying a new car feels safer because there’s a lower chance of needing costly repairs right away.

No car is completely worry-free, including new cars. However, you can take steps to ensure that you buy a used car that’s reliable. One important way is to find out what process your prospective used car dealer uses to select cars. Are the dealer’s buyers selective, or do they turn over trades from all customers, no matter the condition of the vehicle?

Another important indicator is whether or not the dealer offers a branded title check. This service can help you determine whether or not the vehicle has been damaged previously.

Does your dealer sell cars on an “as-is” basis, or do customers get a warranty when buying a used car? And does the dealer provide service? Generally, dealers who stand behind the cars they sell and offer vehicle service are selling a higher quality used car.

If you’re thinking of buying a used car, find out more about J.D. Byrider. We offer quality vehicles backed by a warranty. We can also service your car. Visit us online to find the dealer nearest you.

Posted by admin on March 5th, 2009 2 Comments

Is it time to buy a car?

Are you thinking about buying a used car this year? If so, you’re not alone. Even with the economic downturn, millions of Americans are looking for quality used cars.

In fact, a leading used car website reported receiving a record 15 million unique site visitors in January alone. One explanation for the upswing in interest may be that in tough economic times, consumers are more likely to consider buying a used car.

A good used car can result in thousands of dollars of savings, not only on the original purchase price of the vehicle, but on the cost of insurance over the life of the car. New cars depreciate in value immediately after you drive them off the lot, but quality used cars can hold value well if properly maintained.

If you’re one of the millions of Americans who are considering a quality used car purchase, take a look at J.D. Byrider, a company that is committed to providing good cars for people who need credit. You can visit us online to find the dealer nearest you.

Posted by admin on February 13th, 2009 3 Comments

Getting the credit you need to Buy a Used Car

Customers looking to buy a used car encounter credit challenges for a variety of reasons – some of which can happen to anyone. For example, divorce, excessive credit card debt, job loss and other situations can have a negative impact on a person’s credit rating which can limit the ability to buy a used car.

At J.D. Byrider, a key part of our mission is to help our customers advance. We do that by building long-term relationships, and part of that is helping customers overcome their credit challenges while helping them find reliable used cars. J.D. Byrider doesn’t extend credit to everyone – like any responsible business, we evaluate risk in making credit decisions.

But unlike many businesses, we don’t immediately write customers off for credit challenges. Instead, we work with them to evaluate their transportation needs and budget to help them get financing for reliable used cars. We offer qualified customers the opportunity to advance by building a better credit score.

If you’re ready to get back on the road and advance your prospects, consider J.D. Byrider, a company that is committed to providing reliable used cars to people who need credit. Call us today or visit us on the web or find the dealer nearest you.

Posted by admin on February 5th, 2009 1 Comment

Nearly Half a Million Satisfied Customers Can’t be Wrong

As of today, used car dealer and auto financing provider J.D. Byrider has compiled results from more than 426,000 surveys about our customers’ experience with us. We’re proud to say that the consensus is overwhelmingly positive. In fact, 95% of surveyed customers rate their sales experience as positive.

You won’t find customer satisfaction rates that good at a typical new car dealership, and you certainly won’t find such a positive response to traditional “buy here, pay here” used car dealers. But J.D. Byrider is different. Our unparalleled commitment to building relationships rather than just making sales is the key to our success – and to our high customer satisfaction scores.

If you’re looking for a used car dealer that carries quality cars and offers auto financing, take a look at a company that is committed to providing good cars to people who need credit. Call J.D. Byrider, apply online at GoJDB.com or find the dealer nearest you today.

Posted by admin on January 22nd, 2009 2 Comments

More than just a used car

In a tough economy, workers need every edge to make ends meet. According to one study by a UCLA professor, car ownership opens a door of opportunity to working people – in one Los Angeles neighborhood, the study revealed that workers with cars had 59 times as many jobs to choose from as their neighbors who relied solely on public transportation. 

Mobility offers greater opportunity, but that doesn’t mean any used car will do. If you need transportation, it’s important to keep a couple of factors in mind during your search for used cars:

 What kind of vehicle do you need?
 What can you afford?
 Will you need a used car loan?

Many car dealerships don’t take factors like these into consideration. For too many in the business, the focus is on selling the customer in search for used cars the highest priced vehicle on the lot without regard to whether or not the car meets the customer’s needs and budget.

J.D. Byrider is different. We know that satisfied customers are the key to our success. We work with customers to search for used cars that are affordable and meet their transportation needs. We back our cars with a limited warranty and offer quality service and affordable auto financing. That’s why we’ve been in business for 20 years and have one of the highest customer satisfaction ratings in the industry.

If you need a used car loan or would like to purchase a used vehichle, consider the cars and financing at J.D. Byrider. Give us a call, visit us on the web or find the dealer nearest you today.

Posted by admin on January 15th, 2009 6 Comments

Looking Back at 2008 – and Ahead at 2009

2008 was an exciting year for J.D. Byrider. We provided auto financing for people who needed to find used cars, continuing to fulfill our 20-year mission.

We didn’t just help people who needed to find used cars, we also gave back to the community in a variety of ways. J.D.Byrider proudly sponsored the American Heart Association’s signature fund-raising event, the Start! Heart Walk, in Indianapolis, helping the organization raise money, increase awareness of heart disease and strokes and encouraging people to lead healthier lifestyles.

We strengthened our relationship with Indiana native Tony Stewart, a racing champion who has been on the J.D. Byrider team since 1997. This year, Tony appeared to support the J.D. Byrider Night of Speed event, helping to promote the American Heart Association and provide much-needed protective equipment for police K-9 programs.

J.D. Byrider also achieved coast-to-coast status in 2008 with the launch of a new location in Visalia, California. With franchisee- and company-owned auto financing and used car dealerships in 30 states, J.D. Byrider is delivering excellent customer service nationwide.

We’re excited about the New Year – during which we’ll be celebrating 20 years in the auto financing business. The J.D. Byrider team thanks all our customers for a great 20 years.

Is it a new year’s goal of yours to find used cars? If so, keep J.D. Byrider in mind. To find a J.D. Byrider dealer near you, visit JDByrider.com today.

Posted by admin on January 9th, 2009 10 Comments