J.D. Byrider

You won’t be filing your 2008 taxes for at least a month and a half. However, if you need to buy a used car now and are due for a tax refund, J.D. Byrider may be able to help.

We have a program that helps eligible customers get behind the wheels of affordable used cars now using a projected tax refund. Just bring your pay stub to your local J.D. Byrider dealer. If you meet our qualifications for the program, we’ll calculate an estimated refund and arrange financing a used car based in part on your projected refund amount.

The advantage to you is that you can get the car you need today – before you file taxes or receive a refund. Applying your refund can allow you to make a larger down payment on an affordable used car, which generally lowers the amount you finance. That in turn can lower your monthly payment, shorten the timeframe for making payments or get you into a newer vehicle than you could not have otherwise purchased.

To find the J.D. Byrider dealer closest to you, visit jdbyrider.com. We specialize in good cars for people who need credit. Let us help you by financing a used car today!

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Here’s a J.D. Byrider testimonial from one of our loyal customers!

“I have been getting my vehicles with J.D. Byrider for the past 10 years and I am very happy with all the staff. They all are very good people and very understanding when you don’t get paid right on time.  The repair workers are very good. I give all of my respect and blessings to all of the staff. Thanks to all of the staff for everything. Thanks to Elissa, Gina, Mary, Tony, and to the big boss. Thank you. My prayers are with all of you. May God bless all the staff.”

— Mary Margaret A.
Guadalupe, Arizona

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Nellie Gonzalez has been featured in J.D.Byrider advertising for 10 years. She’s always been the consummate professional, delivering motivational messages in English and in Spanish. She’s had roles in movies and on TV. Recently, she was honored in her home town of Houston, Texas, where she won an Emmy for her performance on KHOUTV’s “Houstonisimo!” (www.khou.com/houstonisimo.)

Congratulations, Nellie, on a job well done!

Your J.D. Byrider Team

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When people think of cars and finances, they generally see their vehicle as an expense item. However, if you use your car for business purposes, you may be able to get a break on your taxes by claiming car costs.

Here’s how it works: If you use your car only for business purposes, you may be able to deduct the entire amount of eligible operating expenses. The majority of us don’t use our vehicles solely for business purposes. However, if you use your car for business purposes even part of the time, you may be able to deduct the expenses on your taxes.

The Internal Revenue Service outlines two methods to claim auto expenses: the standard mileage rate and actual expense rate. The most advantageous method for you will depend on your individual circumstances.

The mileage rate changes periodically and can be found on the IRS website.  Here are some of the types of expenses you can claim if you use the actual expense method:

• Gas
• Oil
• Auto repair service
• Tires
• Insurance
• Registration fees and licenses
• Depreciation attributable to business use

Check out the IRS website for more information on auto-related tax deductions or consult a qualified tax advisor of your choosing. Remember, your eligibility for expenses depends on your circumstances. However, if you use your car for business at any time, it’s well worth your while to explore the possibility of claiming eligible expenses.

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No matter how the economy is doing, having good credit is important. A good credit rating can save you tens of thousands of dollars when making a major purchase like a home. It can save hundreds of dollars over the term of a loan when you buy items like major appliances or furniture.

It can even affect your ability to get a job: Some employers check applicants’ credit history, using the information to make decisions on whether or not applicants can be trusted with expensive equipment or if the salary for the position is sufficient to cover the applicant’s debt obligations. Credit is important.

J.D. Byrider is the place if you’re in the market for a good used car and you need poor credit auto financing. We’ve helped many customers stabilize their financial situations, reporting their excellent payment history to the major credit bureaus. Contact us today if you need help getting back on the road.

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Now people who need auto financing can get quality used cars coast to coast from America’s best used car and finance company franchise — J.D. Byrider. Our  newest location recently opened in Visalia, California.

Located in the heart of the San Joaquin Valley, the Visalia franchise is operated by the Groppetti Automotive Family, a company that has primarily focused on new car sales. Don Groppetti, president of the organization, explains:

“After years in the new car business, we know that there is a large market that needs expert help getting special financing for quality used vehicles.

We intend to do this with the same commitment to service and quality we’ve put into our new car dealerships over the years. We’re very proud of our new J.D. Byrider dealership.”

The first California store is located at 333 South Burke Street in Visalia and can be reached by phone at (559) 622-0211.

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Thursday, October 2, Tony Stewart made an appearance in the Tampa Bay area to benefit the two J.D. Byrider dealerships, located on Hillsborough Avenue in Tampa and Park Avenue in Pinellas Park. The appearance was at the Park Avenue dealership where tony signed autographs for over 700 fans, as well as employees from both J.D. Byrider locations. “We hope this appearance played a part in Tony’s win at Talladega the following Sunday”, said Brent Newman, president of J.D. Byrider company stores. “It seems that, more often than not, whenever Tony’s with us on Thursday night and races the following Sunday, he wins. Maybe he should hang out at a Byrider every Thursday…”
 
Greg Martinez, Sales Manger from the Hillsborough Avenue dealership said, “This is amazing! I knew NASCAR was big, but it’s really great to see this many people turn out to support the guy that we support.”
 
After the event Tony Stewart stated, “I always love seeing the fans turn out for events like this. These are real people. And, I always appreciate the job that J.D. Byrider does on these events. They take care of their customers.”

Did you attend the event in Tampa last week?  Post a comment, and tell us about your experience meeting Tony Stewart.

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Wall Street’s historically bad performance has brought front-page attention to the current credit crisis. If you follow the news, you know it’s tougher to get credit now than it was even a few months ago. The credit crunch has hit business owners too, making it more difficult to get needed capital to purchase equipment and expand facilities.

But what about used car loans for people with bad credit? It’s not getting as much press, but auto dealers are finding it tougher to put customers behind the wheel of both new and used cars. That’s because lenders have tightened credit standards across the board. In fact, even customers with relatively good credit are finding it more difficult to get auto financing. It’s even more difficult to get a used car loan.

“Buy Here, Pay Here”

“Buy here, pay here” financing is still an option for many customers who are finding difficulty obtaining a traditional used car loan. However, potential customers should look for companies that not only offer “buy here, pay here” terms but stand behind the cars they sell.

If you’re in the market for a used car loan and are focusing on “buy here, pay here” auto financing options, take a close look at J.D. Byrider. We specialize in good cars for people who need credit. Unlike many banks, we’re still in the business of providing credit to deserving customers, helping people get the cars they need.

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Fall is in the air, and football season is in full swing. Halloween is right around the corner. That means it’s time to think about getting your vehicle ready for the winter. Whether you live in California or Massachusetts, Georgia or Indiana, it’s a good idea to winterize your car. Here are a few tips to help you get started:

• Check your wiper blades. Cold weather can be tough on windshield wipers. Freezing temperatures can cause the rubber wiper blades to crack and become less effective. Change your wiper blades if necessary, and make sure you have plenty of windshield fluid.
• Take a look at your tires. Depending on where you live, you may face more challenging road conditions during the winter, including snow and frozen rain. You’ll want to make sure your tires grip the road, so check for wear on the tire treads. In some climates, you may want to consider snow tires.
• Monitor antifreeze levels. It’s important to have the appropriate levels of antifreeze to protect your radiator. You can ask your auto service technician to check your antifreeze levels. Or you can purchase a tester at an auto parts store and check it yourself.
• Make sure you have the right oil. Some auto manufacturers recommend using a lower viscosity oil in very cold climates. Check your auto owner’s manual or ask your service technician if this applies to your car.
• Carry a cold weather kit. If it snows where you live, it’s important to make sure you carry an ice scraper in your car. A snow brush is also a good idea. Some savvy winter drivers also carry emergency supplies such as extra gloves, a heavy coat or blanket and sand or gravel to gain traction on icy roads.

No matter where you live, it’s important to get your car ready for the upcoming winter. These tips can help you get started.

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J.D. Byrider wants to thank everyone who attended the Boys and Girls Club of East Texas Day for Kids, and the 2008 Indianapolis Start! Heart Walk this weekend. These events were truly amazing. We heard lots of stories from some really great people, and would love to hear from you, too! If you have a great story about the event or a memorable experience with either of these great fund raisers then send your comments our way! Feel free to share your pictures with us as well!

Thanks again from everyone at JD Byrider!

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